One of the most devastating and damaging things that can happen to your home is flood damage. And did you know that most homeowner’s insurance policies do not cover flooding? While flooding is a leading cause of damage to homes, your insurance won’t likely cover it. Unless you specifically have additional flood coverage, you’ll be on your own.
To avoid ending up in a disaster situation dealing with flooding in your home, you should do what you can to prevent flood damage in the first place. If your home is in a flood-prone area, then you probably already know. Most mortgage lenders will require you to add flood insurance on your home. This is a responsible way to get ahead of any impending disasters.
But what are some other things you can do? For one, you should seal up any cracks in the foundation. You can do this yourself with some cheap tools from the hardware store or hire someone to come in and seal the foundation for you, if you’re not the DIY type.
You can also apply sealants and coatings to your walls, windows and doorways, as well as to the foundation. This can help keep water from coming into your home, even if there is flooding outside.
Prepare for potential flooding on the lower levels by keeping your important documents in a water safe area or on higher ground. If you have heirloom furniture, for example, you can keep that in the upstairs or second level of the home, rather than on ground level.
Another precaution is to use a battery-powered sump pump. These are a great tool to help prevent flooding in your home. They will pump water to the outside, but most of them run on electricity. If there is a storm and the power goes out, your sump pump will go out too, but not if you have a battery operated one.
Finally, you can also use a flood sensor. These work to detect small leaks so they can be repaired before they add up to big damage. In the event of flooding risk, you can also use sandbags to help protect your property.
While we can help you with water damage remediation, it always works best to avoid the damage in the first place, if you can.